Business leases

The smarter way to lease EVs for your business

Whether you're transitioning your fleet or offering a benefit to your team, MisterGreen Australia makes business EV leasing straightforward — with three flexible structures to suit how your business works.

EV specialists since 2008
Lease structures

Three ways to lease

Each lease type is designed for a different business need. Here's what each one means in plain language — so you can choose the right structure with confidence.

Most popular

Novated lease

For employees who want an EV through salary packaging

How it works: A three-way agreement between you (the employer), your employee, and MisterGreen. The employee's lease payments come from their pre-tax salary.

Tax benefit: Eligible EVs are currently exempt from Fringe Benefits Tax, making this one of the most cost-effective ways to get an EV in Australia.

Who manages it: MisterGreen handles the paperwork and finance. The employee drives the car. You offer a high-value benefit at no direct payroll cost.

End of lease: The employee can re-lease, purchase the vehicle, or return it. The obligation doesn't sit with the business.

Best for: Businesses wanting to attract and retain talent with a tangible, tax-effective benefit.
Fleet leasing

Operating lease

For businesses leasing vehicles directly for operations

How it works: MisterGreen leases the vehicle to your business for a fixed term. At the end, you simply return it — no residual risk, no ownership obligation.

What's included: Fixed monthly payments covering the vehicle. Optional packages can include maintenance, registration, and insurance.

Cash flow: Payments are fully expensed, keeping your balance sheet clean. Budgeting is predictable — no surprise repair bills or depreciation hits.

Fleet flexibility: Scale up or down as your business grows. Transition vehicles at the end of each term without being locked into ownership.

Best for: SMEs running operational fleets who want cost certainty and no residual risk.
Ownership path

Finance lease

For businesses that want the option to own

How it works: You have full use of the vehicle with structured monthly repayments. A residual value (balloon payment) sits at the end of the term.

End of term options: Pay the residual and own the vehicle outright, refinance the residual, or return the vehicle to MisterGreen.

Tax treatment: Repayments may be tax-deductible. The vehicle can appear on your balance sheet as an asset if required.

Depreciation: You carry the residual risk — if the vehicle is worth less than the balloon at end of term, the difference is your cost.

Best for: Businesses with specific vehicles they may want to retain long-term, or those who prefer an ownership pathway.
Process

How it works

Getting into an EV lease with MisterGreen is straightforward. Here's what to expect from first contact to keys in hand.

1

Get in touch

Tell us about your business — fleet size, typical usage, and what you're trying to achieve. No jargon, no obligation.

2

We model the numbers

We run a cost comparison based on your actual usage data — showing you exactly what you'd save versus your current setup.

3

Choose your structure

We recommend the lease type that best fits your situation. You choose the vehicle, term length, and any inclusions.

4

We handle the paperwork

MisterGreen manages financing, documentation, and delivery logistics from end to end.

5

Drive & we support

Your vehicle arrives. Our team stays available throughout the lease for any questions, charging advice, or fleet queries.

At a glance

Lease comparison

Not sure which structure suits you? This table summarises the key differences.

Feature Novated lease Operating lease Finance lease
Who leases the car? Employee (via employer) Business Business
Pre-tax salary packaging ✓ Yes ✗ No ✗ No
FBT exemption available ✓ Yes (eligible EVs) ✗ No ✗ No
Residual risk Employee carries ✓ None (MisterGreen) Business carries
Vehicle on balance sheet ✗ No ✗ No ✓ Optional
Option to purchase Employee option ✗ No ✓ Yes
Best for Staff benefit / talent retention Fleet cost certainty Ownership pathway

Understanding the FBT exemption

Since April 2022, eligible battery electric vehicles and plug-in hybrids below the luxury car tax threshold have been exempt from Fringe Benefits Tax in Australia. This dramatically changes the economics of novated leasing for EVs.

Under a standard novated lease for a petrol car, FBT applies and partially offsets the pre-tax salary benefit. With an eligible EV, there is no FBT to offset — meaning the full pre-tax saving flows to the employee.

FBT exemption is subject to ATO eligibility conditions. This is general information only — not financial or tax advice. Speak with your accountant to confirm eligibility.

$3–5K
typical annual saving per employee
$15–25K
saving over a 5-year lease term
0%
FBT on eligible EVs
$0
extra payroll cost to employer
Common questions

Frequently asked questions

No minimum size requirement. MisterGreen works with sole traders, small businesses, and larger SMEs. Even a single-vehicle novated lease for one employee can be arranged. We scale to your needs.
Battery electric vehicles (BEVs) and plug-in hybrid electric vehicles (PHEVs) that fall below the luxury car tax threshold are currently eligible. Most popular models — including Tesla Model 3, Tesla Model Y, BYD Atto 3, and many others — qualify. We'll confirm eligibility for your chosen vehicle when you get in touch.
If an employee leaves, the novated lease can be transferred to a new employer, the employee can take over payments directly, or the vehicle can be returned subject to early termination conditions. MisterGreen walks through the options with you at setup so there are no surprises.
Absolutely. Many businesses run a combination — for example, operating leases for company-owned field vehicles alongside a novated lease program available to all staff. We'll help you structure the right mix.
Not necessarily. Most EV drivers charge at home overnight, which is sufficient for typical daily usage. For businesses with operational fleets, we can advise on workplace charging options based on your specific vehicle usage patterns and site setup.
Standard terms are 2, 3, 4, or 5 years. The right term depends on your lease type and preferences — shorter terms give more flexibility, longer terms typically lower monthly payments. We'll recommend the right fit based on your situation.

Ready to find the right structure for your business?

Get a free, no-obligation fleet assessment and cost model from our team.

Get a quote → Email us
Phone
1300 670 069
Email
info@mister-green.com.au
Address
4–6 Bligh Street, Sydney NSW 2000
Quote form
mister-green.com.au/get-a-quote
MisterGreen Australia mister-green.com.au Business EV leasing Drive your business forward with electric vehicle leasing MisterGreen Australia specialises in EV leasing for small and medium businesses. Whether you need one vehicle or a full fleet, we structure the right lease — and handle everything from sourcing to ongoing support. $35K+ average annual fleet saving FBT-free eligible EVs under threshold 4,500+ EVs in our global fleet Why switch to electric? Lower, stable costs EVs cost significantly less to fuel and maintain than petrol vehicles — and electricity pricing is far more predictable than petrol. Tax benefits Eligible EVs are currently exempt from Fringe Benefits Tax. Combined with novated leasing, the tax savings are substantial. Hassle-free management We handle sourcing, financing, and ongoing support. You focus on running your business — we look after the fleet. Brand & sustainability An EV fleet signals environmental responsibility to customers, staff, and partners — a competitive edge that grows each year. Our leasing options Most popular Novated lease A three-way arrangement between you, your employee, and MisterGreen. Staff package their vehicle through pre-tax salary — reducing taxable income and making EV ownership genuinely affordable. A powerful recruitment and retention benefit at no direct payroll cost. Operating lease Flexible, fully maintained fleet leasing with no residual risk. Ideal for businesses wanting to keep their fleet current without ownership obligations. Fixed monthly costs make budgeting simple. Finance lease Full use of the vehicle with structured repayments and the option to purchase at the end of the term. A good fit for businesses that want eventual ownership while spreading costs over time. See it in action Case study How a Western Sydney SME saved $35,200 a year — and boosted staff retention A 20-person field services business in Western Sydney was running eight petrol vehicles at a cost of $58,800 per year. They already had a 200 kW rooftop solar system exporting surplus energy at 5c/kWh — while spending $2.30/litre on petrol. MisterGreen modelled a full fleet transition and a novated lease program for staff. The results speak for themselves. $35,200 saved per year on fleet costs $175K+ projected saving over 5 years 8 staff enrolled in novated lease program $3–5K/yr average saving per employee What the transition delivered Fleet energy costs dropped from $27,600 to $1,200 per year — powered almost entirely by on-site solar Total fleet operating costs fell from $58,800 to $23,600 annually 8 employees saved $15,000–$25,000 each over five-year novated lease terms, with FBT exemption Workplace charging program ran cost-neutral, with surplus funds redirected to a staff engagement budget Improved staff retention and recruitment — the novated lease became the most cited workplace benefit “Fuel had become one of the few costs the business could not control. This was never just about vehicles — it was about recognising hidden value in existing assets.” — Business owner, Western Sydney Could your business achieve similar results? Get a free fleet assessment → Get a free fleet assessment Tell us about your business — fleet size, usage, and current costs — and we’ll model exactly what switching to EVs could save you. No obligation, no jargon. Get a quote → Email us directly Contact us Phone 1300 670 069 Email info@mister-green.com.au Address 4–6 Bligh Street, Sydney NSW 2000 Quote form mister-green.com.au/get-a-quote Miss Green Holdings Pty Ltd · ABN: 38 680 941 422 · FBT exemption subject to ATO eligibility conditions. General information only — not financial or tax advice.